Final answer:
The question pertains to the fines for causing injury or death while driving under the influence, which cannot be accurately provided without specific legal context. The example given illustrates the principle of automobile insurance, whereby 100 drivers cover $186,000 in damages through equal premiums of $1,860 each.
Step-by-step explanation:
The student is asking about the potential fines associated with causing injury or death while driving under the influence of alcohol or drugs. This is a matter that pertains to law and public safety. However, without specific jurisdictional context, it's not possible to provide an accurate fine amount because penalties vary widely by location and the specifics of each case.
Rather than providing misinformation, it's essential to direct the student to their local or state driving laws for the most accurate information regarding DUI (driving under the influence) consequences. It is also worth noting that fines are often the least severe consequence, with potential jail time, license suspension, and personal liability in the event of damages or injury.
Regarding the total damage incurred by car accidents in the example provided, if 100 drivers are responsible for paying the $186,000 in damages collectively through their insurance premiums, each driver would need to pay a $1,860 premium to cover the total cost of the accidents for that year.
This illustrates the basic principle of how automobile insurance works by spreading the risk across multiple policyholders.