Final answer:
An agent can share commissions with another agent from a different insurance company, but not with a non-licensed assistant, policyholder, or beneficiary.
Step-by-step explanation:
An agent can legally share commissions with another agent from a different insurance company. This is known as a split commission arrangement and is a common practice in the insurance industry.
However, a non-licensed assistant cannot legally share commissions with an agent. Non-licensed assistants are not authorized to sell insurance or receive compensation for their services.
A policyholder and a beneficiary are also not eligible to receive commissions from an agent. Commissions are typically paid only to licensed agents who are actively involved in selling insurance policies.