Question

Which of the following definitions best defines the term "accident"?

1) Physical damage to tangible property of others caused by the negligence of an insured
2) The negligent or purposeful act or omission by an insured that results in physical trauma or death to a person
3) A sudden, unplanned an unexpected event, not under the control of the insured, resulting in injury or damage neither expected nor intended
4) Injury to the character of another person caused by libel, slander, false arrest, invasion of privacy and other acts

Answer 1

The term 'accident' is best defined as a sudden, unplanned, and unexpected event, not under the control of the insured, resulting in injury or damage that is neither expected nor intended.

Step-by-step explanation:

The term 'accident' is best defined as a sudden, unplanned, and unexpected event, not under the control of the insured, resulting in injury or damage that is neither expected nor intended. It refers to situations where the outcome is unforeseen and unintended. For example, a car collision caused by a distracted driver would be considered an accident.