Question

Which situation would not be covered by the basic Causes of Loss form under a commercial property policy?

1) A cafe gets its door broken by vandals trying to break in
2) The automatic fire protective sprinkler system in a book store leaks, causing damage to the store
3) A motorcycle shop is damaged by the sudden shrinking of land created by the action of water on limestone
4) A waterfront restaurant is damaged when water levels rise and seep into the restaurant

Answer 1

The situation that would not be covered is a motorcycle shop damaged by the sudden shrinking of land caused by water action on limestone.

Step-by-step explanation:

The situation that would not be covered by the basic Causes of Loss form under a commercial property policy is 3) A motorcycle shop is damaged by the sudden shrinking of land created by the action of water on limestone. While the other situations involve damage by vandals, leaking sprinkler system, and water seepage, the shrinking of land caused by natural forces such as water action on limestone is not typically covered by standard property policies.