Question

A beauty parlor burns to the ground. What type of loss is this to the owner?

1) Consecutive
2) Direct
3) Consequential
4) Specific

Answer 1

The owner of the beauty parlor experienced a direct loss when the business burned to the ground.

Step-by-step explanation:

The type of loss that the owner of the beauty parlor experienced is a direct loss. A direct loss refers to the immediate physical damage or destruction of property as a result of a covered peril, in this case, the fire that burned the beauty parlor to the ground. It is a loss that can be measured and quantified, as it directly affects the value of the property.