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All of the following conditions must exist for injury/damage to be included in the products and completed operations hazard of a commercial general liability policy EXCEPT:

1) The injury/damage must occur after the insured has released physical possession of the product to another
2) The injury/damage must occur within 90 days after the insured's work is completed
3) The injury/damage must occur away from the insured premises
4) The injury/damage must arise out of the insured's product or work

1 Answer

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Final answer:

The injury/damage must arise out of the insured's product or work.

Step-by-step explanation:

In order for injury/damage to be included in the products and completed operations hazard of a commercial general liability policy, the following conditions must exist:

  1. The injury/damage must occur after the insured has released physical possession of the product to another.
  2. The injury/damage must occur within 90 days after the insured's work is completed.
  3. The injury/damage must occur away from the insured premises.
  4. The injury/damage must arise out of the insured's product or work.

Therefore, the correct answer is option 4) The injury/damage must arise out of the insured's product or work.

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