Final answer:
Breach regulations under ARRA and the FTC apply to businesses and consumers.
Step-by-step explanation:
The subject of breach regulations under ARRA (American Recovery and Reinvestment Act) and the FTC (Federal Trade Commission) is businesses and consumers. The ARRA imposes regulations for protecting personal and financial information of individuals affected by data breaches in businesses that receive federal funding. The FTC, on the other hand, enforces regulations against deceptive or unfair acts and practices in various sectors of the economy, including broadband services and internet scams.