Final answer:
A fair lending examination includes a review of an institution's marketing policy to prevent discrimination and promote transparency in loan distribution.
Step-by-step explanation:
A review of a financial institution's marketing policy is indeed a part of a fair lending examination. This is because such policies can impact who is aware of the availability of credit and who feels welcome to apply, which can affect the demographic makeup of loan applicants and recipients. Marketing policies are critically reviewed to ensure that the institution is not engaging in discriminatory practices and that all consumers, regardless of age, race, sex, or marital status, have equal access to loan products. The Federal Reserve (the Fed) ensures that banks meet these compliance standards, including the obligation to publicly disclose loan information for the sake of transparency and to prevent discrimination.