Question

Which is NOT a form of illegal discrimination?

A. A written loan policy provides a 1/2% discount on loans to married couples.
B. A creditor uniformly applies a neutral policy resulting in female borrowers receiving on average 1% higher loan rates than male borrowers.
C. A creditor processes applications from African Americans in five days, but processes applications from Whites in three days.
D. A creditor develops a special credit program and special rates for borrowers over age 62.

Answer 1

A written loan policy providing a discount to married couples is not a form of illegal discrimination.

Step-by-step explanation:

The correct option that is NOT a form of illegal discrimination is A. A written loan policy provides a 1/2% discount on loans to married couples. This policy does not discriminate based on any protected characteristic such as gender, race, ethnicity, or age. It simply provides a discount to married couples. Discrimination based on gender, race, ethnicity, or age would be present in the other options.