Final answer:
A mortgage lien is a type of voluntary specific lien that is created when a borrower obtains a mortgage loan to finance the purchase of a property. The lender puts a lien on the property as collateral for the loan, and if the borrower defaults on payments, the lender can foreclose on the property.
Step-by-step explanation:
The type of voluntary specific lien in this case is a mortgage lien. A mortgage lien is a type of voluntary specific lien that is created when a borrower obtains a mortgage loan to finance the purchase of a property.
When Rob and Sue bought their house using a mortgage, the lender put a lien on the property. This means that the lender has a legal claim on the property as collateral for the loan. If Rob and Sue default on their mortgage payments, the lender can foreclose on the property and sell it to recover the amount owed.
Example: Let's say Rob and Sue took out a mortgage loan of $200,000 to buy their house. The mortgage lender then puts a lien on the property, which means that if Rob and Sue fail to make their mortgage payments, the lender can initiate foreclosure proceedings to recover the outstanding balance.