Final answer:
Lenders that refuse to make loans in certain geographic areas based on social or economic considerations are practicing discrimination, also known as redlining.
Step-by-step explanation:
Lenders that refuse to make loans in certain geographic areas based on social or economic considerations are practicing discrimination. This practice, also known as redlining, involves the intentional and discriminatory withholding of services or products based on race or other factors. Redlining was commonly practiced by banks and other lenders in the past, where they would refuse to issue loans to racial or ethnic minorities living in certain neighborhoods.
Redlining has lasting effects today, contributing to significant divides in educational and financial opportunities in certain neighborhoods or cities. It is viewed as a continuation of discriminatory practices that limited housing segregation and hindered economic mobility.