Question

Medicare Part B coverage includes:

a) Healthcare for individuals over age 65 with limited income.
b) Hospitalization for citizens over age 65.
c) Reimbursement for outpatient services.
d) Payment for inpatient medications.

Answer 1

Medicare Part B provides reimbursement for outpatient services, not covering hospitalization or inpatient medications, but physician services, medical tests, and outpatient visits. Individuals must pay a premium for Part B, and the government contributes roughly 75% of the costs.

Step-by-step explanation:

Medicare Part B coverage is correctly identified by option c) Reimbursement for outpatient services. Part B is an optional insurance program that covers healthcare costs outside of hospital stays, such as physician services, medical tests, and outpatient visits. Unlike Part A, which deals with hospitalization, Part B participants are responsible for a monthly fee, deductible charges, and copayments, with the government contributing approximately three-fourths of the overall costs. This system helps to ensure that those who are over 65 or meet certain disability standards have access to necessary medical care without being confined to hospital services.

Enrollment in Medicare Part B is not automatic; individuals must sign up and pay a premium. As such, it differs from Part A, which many receive automatically upon reaching eligibility age. It's essential to understand the distinction between the parts of Medicare to effectively navigate the system and receive the proper coverage for one's healthcare needs.