Final answer:
A typical homeowners policy may provide coverage for damages caused by fallen trees if it is due to a covered peril like a windstorm or a hurricane. The policy may cover repairs or replacement of the damaged structure and additional costs for tree removal. Specific coverage details should be reviewed in the policy document or by contacting the insurance company.
Step-by-step explanation:
In a typical homeowners policy, if a tree is blown onto a dwelling by a covered peril, the amount payable would depend on the coverage provided by the policy.
Generally, homeowners policies cover damages caused by fallen trees if it is due to a covered peril, such as a windstorm or a hurricane. The policy may provide coverage for repairing or replacing the damaged structure, as well as any additional costs associated with the removal of the tree.
It is important to review the specific details of the homeowners policy to understand the coverage limits and deductible that may apply. Contacting the insurance company or reviewing the policy documents will provide the most accurate information regarding the amount payable for a tree blown onto the dwelling.