Final answer:
To handle homeowners' claims, an individual typically needs a Property and Casualty (P&C) license. This requires completing pre-license education and passing a state exam. The requirements vary by state, as insurance regulation is state-specific.
Step-by-step explanation:
The license that carries the minimum requirements to handle homeowners' claims depends on the state where the claims are being handled, as insurance is regulated at the state level. Typically, this would be a Property and Casualty (P&C) license. Candidates must complete pre-license education and pass a state licensing examination. The pre-license coursework covers a wide range of topics, including insurance laws, policies, and the handling of claims. Upon obtaining their P&C license, adjusters are authorized to handle claims involving property damage and liability losses, which includes homeowner's insurance claims.