Final answer:
An individual who provides insurance policy analysis and advice for a fee is an insurance consultant, not to be confused with an insurance agent or broker. An in-house lobbyist is an individual who advocates on behalf of their employer within the scope of their job.
Step-by-step explanation:
The individual described as being self-appointed and in the business of analyzing policies, providing insurance advice, or making specific recommendations of insurance policies for a fee is known as an insurance consultant. Unlike an insurance agent or broker who facilitates the sale of insurance policies, the insurance consultant provides advice and analysis, often for a client who may already have insurance and is seeking to optimize coverage or costs.
By contrast, someone who lobbies on behalf of their employer as part of their job is known as an in-house lobbyist. This type of lobbyist is employed by a company or organization to advocate for its interests, often influencing legislators and policy makers with the aim of obtaining favorable outcomes for their employer.