Final answer:
The bankruptcy method that requires a payment plan is Chapter 13, which is different from Chapter 7's asset liquidation and is aimed at individuals with a regular income to repay their debts over a period.
Step-by-step explanation:
The method of bankruptcy that requires an entrepreneur to come up with a payment plan is c) Chapter 13. Unlike Chapter 7, which involves liquidation of assets, Chapter 13 allows individuals with a regular income to develop a plan to repay all or part of their debts. Debtors propose a repayment plan to make installments to creditors over three to five years. Chapter 11 is generally used by businesses and offers a reorganization plan to keep the business alive and pay creditors over time. Chapter 9 is for municipalities and other local government entities.