Question

Jim is applying to become an insurance agent and has a past misdemeanor conviction that was later expunged due to California Penal Code 1203.4. Which of the following statements is correct?

a) The conviction does not need to be disclosed during the application process.
b) Jim must disclose the expunged conviction during the application process.
c) The conviction can be disclosed only if it's related to financial crimes.
d) Jim can apply for insurance agent licensure without disclosing any past convictions.

Answer 1

Jim must disclose the expunged conviction during his application process for an insurance agent license, as failing to do so may result in the denial of his application. The correct option is b) Jim must disclose the expunged conviction during the application process.

Step-by-step explanation:

The correct statement regarding Jim's obligation to disclose his past misdemeanor conviction during his insurance agent application process is: b) Jim must disclose the expunged conviction during the application process.

Despite the conviction being expunged under California Penal Code 1203.4, the Department of Insurance often requires disclosure of all convictions, including those expunged, in the application for a license. Failing to disclose an expunged conviction can result in the denial of the license application.

Jim must disclose the expunged conviction during the application process. Even though the conviction has been expunged, the California Penal Code 1203.4 does not remove the legal requirement to disclose it when applying to become an insurance agent.

Insurance licensing applications typically ask for the disclosure of any past convictions, including expunged convictions. While the conviction can be expunged, it still exists in the eyes of the law and must be disclosed.

The correct option is b) Jim must disclose the expunged conviction during the application process.