Final answer:
Health Insurance Counseling and Advocacy Program (HiCAP) counselors are not allowed to offer legal advice.
Step-by-step explanation:
HiCAP counselors are trained professionals who provide assistance and guidance to individuals regarding their health insurance needs, specifically Medicare. They are allowed to provide information on Medicare, help with Medicare claims, and educate about long-term care options. However, they are not allowed to offer legal advice. Legal advice should be sought from qualified attorneys or legal professionals.