Question

An insured's 9-year-old son threw a ball, accidentally breaking a neighbor's plate glass window. The insured was found legally liable for the cost of replacing the window. This is an example of

A Absolute liability.
B Vicarious liability.
C Intervening cause.
D Juvenile delinquency.

Answer 1

The scenario where an insured's son accidentally breaks a neighbor's window and the insured is found liable is an example of vicarious liability, where the parent is responsible for the child's actions.

Step-by-step explanation:

An insured's 9-year-old son threw a ball, accidentally breaking a neighbor's plate glass window. The insured was found legally liable for the cost of replacing the window. This is an example of B Vicarious liability.

Vicarious liability occurs when one person is held responsible for the actions of another person. In the given scenario, the parent (the insured) is held liable for their child’s actions.

This is a common situation, especially in cases involving parents and their children, where the parents may be held responsible for the negligence or unintentional harm caused by their children.

This is an example of A Absolute liability. Absolute liability is a legal concept that holds someone responsible for their actions regardless of their intent or level of fault. In this case, the insured's son accidentally broke the neighbor's window, and the insured was legally liable for the cost of replacing the window.