Final answer:
Under the Fair Housing Law, activities of an owner occupant of a duplex are not covered. The Fair Housing Act of 1968 banned discrimination in the sale or rental of housing based on certain factors.
Step-by-step explanation:
The activity that is NOT covered under the Fair Housing Law is D. activities of an owner occupant of a duplex. The Fair Housing Act of 1968 (Civil Rights Act of 1968) prohibits discrimination in the sale or rental of housing based on race, color, religion, sex, or national origin. However, the Act includes exemptions for owner-occupied buildings with four or fewer units and single-family homes rented without the use of a real estate agent.
The Fair Housing Act, which is part of the Civil Rights Act of 1968, prohibits discrimination in the sale, rental, and financing of dwellings, and in other housing-related transactions, based on race, color, national origin, religion, sex, familial status, and disability. However, the Fair Housing Act does have certain exemptions. One such exemption is for an "owner-occupied building with no more than four units," often referred to as the Mrs.
Murphy exemption. Here's a breakdown of the options to determine which activity is not necessarily covered under the Fair Housing Law: A. Mortgage lending activities: The Fair Housing Act covers mortgage lending. No exemptions are applicable to mortgage lenders—they are prohibited from discriminating against potential borrowers on the basis of the protected categories.
B. Real estate brokerage activities: Real estate brokers are also covered under the Fair Housing Act and are prohibited from discriminating when providing their services. C. Activities of real estate salespersons:antidiscrimination rules that apply to larger property managers and real estate professionals. Considering the description of the exemption, the activity that is NOT necessarily covered under the Fair Housing Law is: D. Activities of an owner occupant of a duplex This option signifies the exception provided to small owner-occupied buildings with no more than four units.
Hence, an owner who lives in one unit of a duplex (which has only two units) and rents out the other may not be subject to the same regulations as larger landlords under the Fair Housing Act. However, it should be noted that some state and local laws might still impose antidiscrimination rules on such owner-occupants, even where the federal law does not.