Final answer:
The provided statement is ambiguous and lacks context. Professional licensees are typically bound by ethical standards which discourage or prohibit borrowing or lending with clients, creating conflicts of interest. In corporate finance, the ability to borrow through banks or bonds is dependent on a firm's revenue and profitability.
Step-by-step explanation:
The statement provided in the question appears to mix several concepts and practices. To clarify, in a professional or business context, whether a licensee can borrow or lend money or items of value to clients or their relatives and accept payment in goods or services is typically governed by ethical standards, regulations, and the type of licensing involved. It is often discouraged or outright prohibited as it can create conflicts of interest or affect professional judgment. If the reference is to a financial or corporate setting, the statement could also be addressing how businesses borrow money through banks and bonds when they have reliable revenues and profits, illustrating their credibility and ability to pay interest. However, it's important to discern between these different scenarios to provide an accurate response to the true or false question, which seems to be missing the necessary specifics in this case.