Question

A licensee can disclose a consumer's policy account number to all of the following EXCEPT a

A. member in an affinity program that was identified to the consumer upon entering the program

B. service provider marketing on behalf of the licensee

C. consumer reporting agency

D. nonaffiliated third party

Answer 1

A licensee can disclose a consumer's policy account number to all of the following EXCEPT a nonaffiliated third party. So, the correct answer is option d.

Step-by-step explanation:

A licensee can disclose a consumer's policy account number to all of the following EXCEPT a nonaffiliated third party.

Nonaffiliated third parties are entities that are not related to the licensee or the consumer. They do not have a direct business relationship with the licensee and therefore, cannot access the consumer's policy account number without explicit consent.

On the other hand, a licensee may disclose the consumer's policy account number to a member in an affinity program, a service provider marketing on behalf of the licensee, or a consumer reporting agency under certain circumstances.

So, the correct answer is option d.