Question

In determining whether to insure title, the title company would rely most on documents found in the ______

Answer 1

To determine whether to insure title, a title company relies on public records or title history, which include various legal documents verifying property ownership and uncovering any claims or liens.

Step-by-step explanation:

In determining whether to insure title, the title company would rely most on documents found in the public records or title history. These documents typically include deeds, court records, property and name indexes, and other legal documents that establish the ownership of a property. They provide a history of the property and any claims or liens against it, which is crucial for assessing the risk associated with insuring the title.

Title insurance protects real estate owners and lenders against any property loss or damage they might experience due to liens, encumbrances, or defects in the title to the property. Before issuing a title insurance policy, thorough research is conducted to verify the seller's right to transfer ownership and to discover any claims, defects, and other rights or burdens on the property.