Final answer:
The act that was enacted to protect borrowers of subprime loans is the Mortgage Reform and Anti-Predatory Lending Act.
Step-by-step explanation:
The act that was enacted to protect the borrowers of subprime loans from predatory lending practices is the Mortgage Reform and Anti-Predatory Lending Act. This act was passed in 2007 and aimed to regulate the lending practices of mortgage lenders and provide greater transparency to borrowers. It included provisions such as requiring lenders to assess a borrower's ability to repay the loan, prohibiting certain predatory lending practices, and imposing penalties for violations.