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You invest $20,000 and after 15 years your investment is worth $67,000. what is the rate of return on your investment?

A. 13.3%
B. 16.6%
C. 9.6%
D. 8.4%
E. 22.3%

User Lenox
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1 Answer

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Final answer:

The rate of return on an investment that grows from $20,000 to $67,000 over 15 years is approximately 9.6%. Therefore, the correct answer is C. 9.6%

Step-by-step explanation:

To calculate the rate of return on your investment, the formula you need is derived from the compound interest formula:

A = P(1 + r/n)^(nt)

Where:

  • A is the amount of money accumulated after n years, including interest.
  • P is the principal amount (the initial amount of money).
  • r is the annual interest rate (decimal).
  • n is the number of times that interest is compounded per year.
  • t is the time the money is invested in years.

In your case, the investment grew from $20,000 to $67,000 over 15 years. We will assume the interest is compounded once a year (n = 1), so the formula simplifies to:

67,000 = 20,000(1 + r)^15

The rate r is what we are solving for, and through financial calculators or algebraic manipulation, you will find that the annual compounding rate of return is approximately 9.6%.

Therefore, the correct answer is C. 9.6%

User Santon
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