Final answer:
Keira's referral of clients to an out-of-state agent in exchange for a referral fee is a common practice in real estate and is typically not considered disloyal when properly disclosed and legally compliant.
Step-by-step explanation:
When Keira gives the clients the name of an out-of-state agent and receives a referral fee for any purchases made, it is indicative of a standard practice in the real estate industry. Agents often refer clients to other agents and receive a referral fee as a form of commission sharing for their part in initiating the client-agent relationship that led to a sale. Such arrangements are generally acceptable as long as they are disclosed to all parties involved and comply with legal and ethical standards. The act of referring a client to another agent and the subsequent receipt of a referral fee does not inherently constitute being disloyal; rather, it signifies collaboration within the industry.