Final answer:
It would be more appropriate to choose a TFSA rather than an RRSP in this scenario.
Step-by-step explanation:
Based on the given scenario of earning $11,000 of income and wanting to save money for either retirement or to buy a house in five years, it would be more appropriate to choose a TFSA (Tax-Free Savings Account) rather than an RRSP (Registered Retirement Savings Plan).
The TFSA allows you to contribute after-tax money and any growth or earnings within the account are tax-free. This makes it a better option if you are saving for a house in five years, as you may need to access the money before retirement and would not want to pay taxes on any withdrawals.
On the other hand, an RRSP is more suitable for long-term retirement savings as contributions are tax-deductible and can be withdrawn at retirement when you may be in a lower tax bracket.