Final answer:
The attack that uses transparent layers to mislead users into clicking on something they didn't intend to is known as clickjacking, or UI redressing. It is distinct from other attacks and is a common security concern on the internet.
Step-by-step explanation:
The type of attack you're asking about, which involves tricking users into clicking on something other than what they intend to by using transparent layers, is known as clickjacking. This is a malicious technique where a victim is fooled into clicking on a different page element from what they presumed they were clicking on. This is typically achieved by overlaying a transparent iframe over the visible content, hence the name 'UI redressing'.
Unlike other attacks such as cross-site scripting, which involves injecting malicious scripts into webpages, or tailgating and piggybacking, which are physical security breaches, clickjacking involves a deceptive visual overlay that masks the attacker's true intent. It doesn't directly relate to refactoring, which is a process of restructuring existing computer code. Clickjacking can lead to various security issues, including involuntary likes, shares, or even financial transactions.