Final answer:
Advertising an annuity product on a billboard typically requires Maria to include the name of the insurance agency or agent. Home address, guaranteed interest rates, and the commissioner's name are not standard requirements for such advertisements. Specific state regulations should guide exact requirements for advertising.
Step-by-step explanation:
When Maria the agent advertises an annuity product on a highway billboard, it is essential to include certain pieces of information according to regulatory standards. These can include the name of the insurance agency or agent, and may often require disclaimers or certain disclosures. However, typically it is not necessary to include the agent's home address, the annuity's guaranteed interest rate, or the commissioner's name, as these do not relate directly to advertising standards but rather to privacy, rate variability, and regulatory relevance, respectively.
It is crucial for Maria to check with her specific state's insurance department regulations, as these can vary, but common practice focuses on presenting the agency name prominently and ensuring that the advertisement is not misleading by making claims that cannot be supported, such as specifying a guaranteed return when most annuities' interest rates are subject to change or requiring further context.