Final answer:
The step in the personal financial planning process that follows 'create and implement your final action plan' is to evaluate your financial plan.
Step-by-step explanation:
The step in the personal financial planning process that follows "create and implement your final action plan" is to evaluate your financial plan. Evaluating your financial plan allows you to assess its effectiveness and make any necessary adjustments. This step is important to ensure that your financial goals are being met and that you are on track towards financial success.