Final answer:
Mr. Davis can be sold a Medicare Advantage or Part D Prescription Drug policy due to his receipt of disability benefits for 12 months and being 49 years old. The Medicare Modernization Act of 2003 provides comprehensive prescription drug coverage to beneficiaries like him. Eligibility depends on specific criteria, and confirmation with Medicare or a licensed insurance agent is advised.
Step-by-step explanation:
Yes, Mr. Davis can be sold a Medicare Advantage or Part D Prescription Drug policy since he has been receiving disability benefits from the Social Security Administration for 12 months. Individuals under the age of 65 who have been receiving Social Security Disability benefits for at least 24 months are usually eligible for Medicare.
However, since Mr. Davis is already 49 years old and has been receiving benefits for 12 months, he may be eligible for Medicare due to his disability status.
The Medicare Prescription Drug and Modernization Act of 2003 was instrumental in helping the elderly and disabled afford prescription drugs.
This act not only introduced a prescription drug discount card program which offered savings to Social Security recipients but also introduced more comprehensive coverage options for Medicare beneficiaries.
It's important to note that when someone is eligible for Medicare due to disability, they can enroll in a Medicare Advantage plan or choose to receive their benefits through the Original Medicare Plan.
The Medicare Advantage (Part C) and Prescription Drug (Part D) plans are programs that are often utilized by those eligible to help reduce healthcare costs. Mr. Davis would need to check with Medicare or a licensed insurance agent to confirm his eligibility.