Final answer:
A mortgage broker is an intermediary who brings together mortgage borrowers and lenders without using their own funds. They help borrowers find the best mortgage terms and connect them with lenders.
Step-by-step explanation:
An intermediary who brings mortgage borrowers and mortgage lenders together, but does not use his/her own funds to originate mortgages is known as a mortgage broker. A mortgage broker acts as the middleman between the borrower and the lender, helping the borrower find the best mortgage terms and connecting them with potential lenders. The broker earns a commission or fee for their services.