Final answer:
At or before the time of application, disclosures may include government monitoring information for certain dwelling-related loans, voter registration requirements, and naturalization application requirements on the N-400 form.
Step-by-step explanation:
Three disclosures that must be made at or before the time of application, depending on the context, include:
- Information for government monitoring purposes: This is specifically for certain types of loans related to a dwelling to monitor the lender's compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. Applicants are encouraged but not required to provide ethnicity, race, and gender information.
- Voter registration requirements: Prospective voters must list their name, residency address, and party identification, affirm that they are competent to vote, and may also need to meet residency requirements.
- Naturalization application requirements: For those applying for U.S. citizenship, they must fill out the N-400 form which includes their personal information, permanent resident status, residence and physical presence in the U.S., good moral character, and English language proficiency.