Final answer:
Financial problems are a major factor in divorces, with a lack of assets significantly increasing the likelihood of divorce, and the propensity to divorce is higher among those with a family history of divorce or previous divorces.
Step-by-step explanation:
Financial stress is a significant contributor to marital breakdown, and according to the University of Virginia's National Marriage Project, couples without a strong asset base are 70 percent more likely to divorce within three years compared to those with at least $10,000 in assets. This ties into socioeconomic factors such as age and education level, which are correlated with income levels. Furthermore, the cyclical pattern of divorce suggests that individuals from divorced families or with previous divorces have a higher propensity to experience divorce themselves.