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A non-profit BCBS plan may terminate a member's coverage if:

a) The member switches to another BCBS plan
b) The member is over 65 years old
c) The member moves to a different state
d) The member fails to pay premiums

User Emerceen
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1 Answer

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Final answer:

A non-profit BCBS plan may terminate a member's coverage if the member fails to pay premiums. Age, moving to a different state, or switching to another BCBS plan are not valid reasons for termination due to ACA regulations.

Step-by-step explanation:

A non-profit BCBS (Blue Cross Blue Shield) plan may terminate a member's coverage if the member fails to pay premiums. This is because health insurance policies require the regular payment of premiums to remain active and to provide coverage. It's important to note that termination based on age (such as being over 65 years old) or moving to a different state is not generally a practice among health insurance providers, especially considering the regulations under the Patient Protection and Affordable Care Act (ACA), which mandated that every individual has insurance coverage and prohibited denials based on preexisting conditions. Moreover, switching to another BCBS plan would not result in termination, as they would simply be transferring their coverage.

User Ravi Teja Gudapati
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