Final answer:
The Free Look period for Zoe's life insurance policy starts on November 7, the day the policy was delivered to her, allowing her to review and potentially return it for a refund.
Step-by-step explanation:
The Free Look period usually begins on the date that the life insurance policy is delivered to the client. In the scenario provided, Zoe's Free Look period would start on November 7, the day when the policy was delivered to her. It is important for policyholders to understand their rights during the Free Look period, as it offers a timeframe wherein the policy can be reviewed, and if desired, returned for a full refund of the premium paid.