Final answer:
The drawee is not primarily liable in the case of a traveler's check. A traveler's check is a pre-paid instrument, which makes the holder responsible until it is exchanged. Cashier's, Manager's, and Certified checks all have the bank as the drawee, which is primarily liable.
Step-by-step explanation:
The question is regarding which type of check does not make the drawee primarily liable. In the context of negotiable instruments, the drawee is the party that is directed to pay a certain amount of money to the bearer or payee. Out of the options provided, the correct answer is a traveler's check. A traveler's check is a pre-paid check that allows the person carrying it to obtain local currency in exchange for the check during travels. The issuing financial institution is responsible for paying the amount, but the drawee is not the financial institution itself. Instead, it is the purchaser or holder of the traveler's check who bears the risk until the check is exchanged for cash or goods. The issuing bank is ultimately liable once the check is properly countersigned. On the other hand, options A (Cashier's check), B (Manager's check), and C (Certified check) all involve the bank as the drawee, which is primarily liable to pay the stated amount when presented.