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This is not negotiation of a negotiable instrument

A. Assignment
B. Delivery of a bearer instrument
C. Indorsement completed by delivery of an order instrument
D. Delivery of an instrument to the payee

1 Answer

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Final answer:

Assignment is the action that does not constitute the negotiation of a negotiable instrument. Negotiation usually involves the rightful transfer where the transferee becomes the holder, but assignment merely transfers the right to collect without transferring the legal title.

Step-by-step explanation:

The question refers to actions that do not constitute the negotiation of a negotiable instrument. In the context of negotiable instruments, negotiation typically involves the transfer of the instrument in such a manner that the transferee becomes the holder.

Here are the options explained for clarity:

  • Assignment is not a form of negotiation because it is a transfer of rights under the instrument that does not transfer the legal title to the assignee but rather, grants them the right to collect the amount due.
  • Delivery of a bearer instrument does constitute negotiations as possession alone provides the right to the holder to claim the money.
  • Indorsement completed by delivery of an order instrument is indeed a means of negotiating an order instrument, as it requires the indorsement (signature) of the holder and delivery to the new holder.
  • Delivery of an instrument to the payee is simply the initial step in issuing the instrument, not a negotiation of it, as the payee has to receive it by delivery to become a holder.

Therefore, Option A - Assignment is the correct answer because it is the only option that does not represent the negotiation of a negotiable instrument.

An assignment transfers interest in the instrument, but the right to enforce the instrument typically remains with the assignor unless specifically endorsed.

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