Question

Which of the following is FALSE about Workers' Compensation insurance?

A. It is required by law in Indiana.
B. The employer is protected by the "exclusive remedy" provisions of the law.
C. The employee pays for this insurance.
D. It limits the employer's liability.

Answer 1

The false statement about Workers' Compensation insurance is that employees pay for it; in reality, it is the employer's responsibility to pay for this insurance which is a legal requirement and protects against workplace injuries.

Step-by-step explanation:

The statement that is FALSE about Workers' Compensation insurance is: C. The employee pays for this insurance. In fact, it is the employer's responsibility to provide Workers' Compensation insurance. Employers are required by law to pay into funds, typically managed at the state level, that offer benefits to workers who are injured on the job.

In Indiana, Workers' Compensation is indeed required by law, protecting both the worker and the employer. The employer benefits from the "exclusive remedy" provision, which, in general, limits the employer's liability in the case of workplace injuries, making the Workers' Compensation claim the primary remedy for the injured employee.