Question

Greg owns a construction business and has been really swamped lately. His friend Chuck is looking to become a claims adjuster, but doesn't have very much construction experience, so Chuck offers to help Greg on the weekends for free. This way Chuck gains his experience, while Greg catches up on work without the additional cost of hiring someone. According to the definitions in Greg's CGL policy, which of the following best describes Chuck?

A. Leased Worker
B. Part-time Worker
C. Volunteer Worker
D. Temporary Worker

Answer 1

In the case of Greg's construction business, Chuck, who is offering his help for free on weekends, would be best described as a Volunteer Worker according to Greg's CGL policy.

Step-by-step explanation:

The scenario describes Chuck as offering to help Greg in his construction business on weekends without pay to gain experience. In the context of Greg's Commercial General Liability (CGL) policy, the best description of Chuck would be as a Volunteer Worker. This is because Chuck is neither employed nor contracted for wages by Greg, which eliminates the possibilities of being a leased, part-time, or temporary worker. Chuck's situation is akin to unpaid internships or scenarios where individuals volunteer their services to gain experience or for other personal reasons.