Question

Jim owns a small boutique. Jim forgot to turn off the automatic lawn sprinklers during the frigid winter weather, and when they came on last night, they created a thick layer of ice on his sidewalk. Before he could put salt on the ice, a customer came to the shop, slipped on the ice, and broke her hip. Which type of commercial general liability coverage would provide coverage in this situation?

A. Completed Operations Liability
B. Product Liability
C. Premises Liability
D. Mobile Equipment Liability

Answer 1

Premises Liability coverage would provide coverage in this situation where a customer slipped and broke her hip on the ice-covered sidewalk outside Jim's boutique.

Step-by-step explanation:

The type of commercial general liability coverage that would provide coverage in this situation is Premises Liability. Premises Liability coverage protects a business owner against claims for bodily injury or property damage that occur on their premises. In this case, since the customer slipped and broke her hip on the ice-covered sidewalk outside of Jim's boutique, Premises Liability coverage would provide coverage for this situation.