Question

Ron works from home. After a kitchen fire renders his home uninhabitable, he is forced to rent an apartment in town while the repairs are made. Which type of coverage could help Ron pay the cost of renting the apartment?

A. Coverage B - Other Structures
B. Coverage A - Dwelling
C. None
D. Coverage D - Loss of Use

Answer 1

Coverage D - Loss of Use is the insurance that could help Ron with the expenses of renting an apartment after his home becomes uninhabitable due to a kitchen fire.

Step-by-step explanation:

Ron, who works from home, had to find alternate accommodation due to a kitchen fire, raising the question of which insurance coverage may assist him with the cost of renting an apartment. The answer is Coverage D - Loss of Use. This part of a homeowner's insurance policy is specifically designed to cover additional living expenses incurred when a covered peril makes your home uninhabitable. It can help pay for things like rent, hotel stays, and even additional food costs that exceed your normal living expenses.