Question

Following a covered loss, which of these expenses would NOT be covered under Coverage F - Medical Payments in a homeowners policy?

A. Funeral services
B. Dental costs
C. Hospital stays
D. Weight loss surgery

Answer 1

Weight loss surgery is not covered under Coverage F - Medical Payments in a homeowners policy, which typically covers immediate medical expenses resulting from accidents on the property.

Step-by-step explanation:

Following a covered loss, weight loss surgery would NOT be covered under Coverage F - Medical Payments in a homeowners policy. Coverage F typically includes medical expenses for injuries that are related to an accident on the insured property, but it does not cover elective procedures such as weight loss surgery. This type of coverage is designed for more immediate medical costs that result from an accident, such as funeral services, dental costs from an injury, or hospital stays that are necessary due to injuries incurred on the property.