Final answer:
Carter is experiencing both a situational crisis (job loss) and an adventitious crisis (loss of home due to a tornado), which accurately represents the crises he is facing.
Step-by-step explanation:
The statement that accurately describes Carter's situation is: He is experiencing both a situational and an adventitious crisis. A situational crisis occurs when an individual faces an unexpected event that disrupts their life, such as losing a job. An adventitious crisis, also known as a natural disaster, refers to a major event that is not part of everyday life and is unplanned and accidental, such as losing a home to a tornado. Carter's circumstances involve both types, with the sudden loss of employment and the natural disaster of a tornado.