Final answer:
When disenrolling from a Medicare Advantage plan during the Open Enrollment Period, individuals can enroll in a stand-alone prescription drug plan to maintain their medication coverage as Original Medicare does not cover prescription drugs.
Step-by-step explanation:
MA plan members who use the OEP (Open Enrollment Period) to disenroll from their Medicare Advantage (MA) plan may enroll in a stand-alone prescription drug plan. When they switch back to Original Medicare from Medicare Advantage, they often need to find a way to cover their prescription drug costs, which is not typically covered under Original Medicare. Part B provides for physician services, medical tests, and outpatient visits but not for prescription drugs. These individuals will have to pay a monthly fee, fulfill a deductible, and make copayments while the government handles about three-fourths of the overall healthcare costs. Given the healthcare changes under the Trump administration, particularly modifications to Medicaid following the Affordable Care Act, people managing their healthcare plans need to consider various factors when switching plans.