Final answer:
b. The actor-observer effect refers to the tendency for people to attribute their own behaviors to situational factors while attributing the behaviors of others to internal factors.
Step-by-step explanation:
The actor-observer effect refers to the tendency for people to attribute their own behaviors to situational factors while attributing the behaviors of others to internal factors.
A typical example of the actor-observer effect is statement B: "I am studying because I enjoy learning; Lynn is studying because her parents will punish her if she doesn't study." In this statement, the speaker explains their own studying behavior as a result of intrinsic motivation, while attributing Lynn's studying behavior to external pressure.