Final answer:
A person with a passbook account is called a passbook account holder, which indicates they own a type of savings account where transactions are recorded in a physical booklet.
Step-by-step explanation:
If you have a passbook account, you are a passbook account holder. This term does not necessarily reflect anything about your personal characteristics or qualifications beyond the ownership of this specific type of bank account.
A passbook savings account is a type of saving account in which all your transactions are logged in a booklet that you receive - the passbook - and is a way to track the flow of your funds.
At one time, these accounts were quite popular, especially for personal savings and for clients who preferred to have a physical record of their transactions. Typically, this type of account is associated with low fees and a low transaction volume compared to other banking products.