Final answer:
State and local governments have the most direct influence on people's daily lives through services such as maintaining roads, providing clean water, and allocating resources for education.
Step-by-step explanation:
In the United States, state and local governments play a significant role in making laws that impact daily life. While the federal government also has powers, there is generally little overlap between the powers of the federal and state governments.
For example, states have the authority to pass laws on intrastate commerce, marriage, and other matters that are within their borders. Both state and federal governments have the power to levy taxes and enforce laws through their chief executives and court systems.
Overall, state and local governments have the most direct influence on people's daily lives through services such as maintaining roads, providing clean water, and allocating resources for education.