Question

Before you decide to take out an individual disability policy, you should consider all of the following except

A) amount of home mortgage.
B) cost of gasoline commuting to and from work.
C) employer disability insurance policy.
D) dividends received from stock portfolio.

Answer 1

When deciding on an individual disability policy, it is important to consider various factors such as home mortgage, commuting costs, and employer disability insurance. Dividends received from a stock portfolio are not relevant to this decision. The correct option is D.

Step-by-step explanation:

When deciding to take out an individual disability policy, it is important to consider various factors.

One should consider the amount of their home mortgage, as this will determine their financial obligations.

The cost of gasoline commuting to and from work is also important to consider, as it affects one's overall expenses.

Additionally, one should consider their employer disability insurance policy as this policy may provide coverage and impact the need for an individual policy.

However, dividends received from a stock portfolio is not a relevant factor to consider when deciding on an individual disability policy.

Hence, Option D is correct.