Final answer:
Dental insurance and vision insurance offered through employers are usually good deals, as insurance companies can negotiate lower rates due to a large number of clients. It benefits both consumers and the insurance company.
Step-by-step explanation:
Usually, dental insurance and vision insurance offered through employers are good deals.
This is because insurance companies can negotiate with healthcare and service providers for lower rates when they have a large number of clients, such as employees of a company.
When insurance is sold through groups based on employment, it mixes together people with different levels of risk, which reduces the insurance company's fear of attracting only those with high risks.
This benefits both the consumers and the insurance company.
However, it's important to compare the coverage and costs of employer-offered insurance with other options to ensure that it is indeed a good deal.